You have questions? We have answers!
Where does CB JENI build new homes?
We currently have communities in multiple cities across the Metroplex.
The Village at Twin Creeks
Villas at Southgate
Canals at Grand Park
Majestic Gardens (CB JENI X)
Park Vista – Coming Soon (CB JENI X)
Terraces of Las Colinas
Vista del Lago
Meridian at Southgate (CB JEXI X)
Ridge View Villas
Silverado – Coming Soon (CB JENI X)
North Richland Hills
Iron Horse Commons
What are your community hours and how do I find directions to visit?
CB JENI communities are open daily except for Easter, Independence Day, Thanksgiving Day Christmas Day and New Year’s Day. Our office hours are Sunday-Monday 12:00pm to 6:00pm and Tuesday-Saturday 10:00am to 6:00pm. You can find directions to our models on the Find Communities page.
Do I need to make an appointment to visit your community?
Appointments are not required; however, they are highly recommended, To schedule an appointment, contact our Online Customer Counselor at 214-717-6957.
Do I need a Real Estate Agent to purchase a new home?
CB JENI homes is broker friendly. Our Community Sales Managers will work with you, with or without a realtor to determine the best home plan for your lifestyle. Please be sure to bring your realtor with you on your first visit to the community.
How do I know how much house I can afford?
This question is unique to your circumstances and best discussed with your financial advisor or mortgage provider. Generally, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. CB JENI works with Green Brick mortgage and is happy to help you get started.
What is the difference between a fixed-rate loan and an adjustable-rate loan?
With a fixed-rate mortgage, the interest rate remains constant for the duration of the home loan. An adjustable-rate mortgage (ARM), means the interest will change during the life of the loan, typically in relation to an index. While the monthly payments that you make with a fixed-rate mortgage are relatively stable (taxes and HOA can change for example), payments on an ARM loan will likely change after the initial interest rate expires. There are advantages and disadvantages to each type of mortgage, we can help you work through which is right for you.
What does a mortgage payment include?
For most homeowners, the monthly mortgage payment includes the following also known as PITI:
- Principal: Repayment on the amount borrowed
- Interest: Payment to the lender for the amount borrowed
- Taxes & Insurance: Monthly payments are normally made into a special escrow account for items like hazard insurance and property taxes. This feature is sometimes optional, in which case the fees will be paid by you directly to the County Tax Assessor and property insurance company.
Private Mortgage Insurance (PMI), a policy that fulfills those obligations of a mortgage when the policy holder defaults or is no longer able to make payments, may also be required. Most townhomes also have an HOA to cover community services.
How much cash will I need to purchase a home?
The amount of cash that is necessary depends on a few items, but these are generally the typical items:
- Earnest Money: The deposit that is supplied when you make an offer on the house
- Down Payment: A percentage of the cost of the home that is due at settlement
- Closing Costs: Costs associated with processing paperwork to purchase or refinance a house.
How long will it take to build my new home?
There are many variables to consider, including permitting, weather, material availability, work schedules, inspections and financing. The build time on a new home that hasn’t started can take 6 to 9 months. However, we have quick move-in homes that can shorten that time dramatically, including some that are currently ready for move in.
Can I view homes under construction?
Yes, but safety is paramount. Your Community Sales Manager will prepare you to view these homes, Hard hats and close-toed shoes are required. For your safety, it is important that you never enter a home under construction unaccompanied.
What features are offered in your homes?
We offer many modern features. In fact, this is one of the top reasons to purchase a new home. Please look at the Included features in each community for more detail.
Will I be able personalize my new home?
If you purchase a new home that has not started construction yet, you will meet with our Design Studio team to personalize your new home. If you purchase a home that has started construction, also known as a quick move-in home, some features will be pre-selected, and personalization may not be available or may be limited.
What is a Homeowner’s Association and what are the fees?
A Homeowner’s Association (HOA) refers to the group responsible for the administration of the covenants, conditions and restrictions, also known as the “CC&Rs” of a housing community. This often includes the maintenance of the amenities of a community among other things. HOA responsibilities and rules vary depending on the community and amenities offered. Fees will also vary depending on what is covered. To learn more about the HOA at the community you are interested in, search for a new home, select a community and view the HOA information listed.